Our governance
A central organization that promotes proximity
Shareholders' meeting

The shareholders' meeting - a forum for exchange
Once a year, each local bank’s shareholders’ meeting is an opportunity for members to get together to review the previous year's activity, approve the financial statements and confirm the appointment or reappointment of directors who serve on the local banks’ boards. Corporate democracy is embedded at every level of the Crédit Mutuel group: local, regional and national. The shareholders’ meeting of the Confederation is the final sequence of this process.
See the CNCM 2019 shareholders' meeting
See the CNCM 2019 shareholders' meeting
This video presents a summary of the shareholders' meeting of Confédération Nationale du Crédit Mutuel held on Tuesday May 28, 2019 at Mogador Theater.
Confédération Nationale du Crédit Mutuel (CNCM's board of directors)
CNCM is the central body of the Crédit Mutuel network. It defends the group's collective interests, protects and promotes the "Crédit Mutuel" brand and ensures the group's prudential coherence.

Chairman

Chief Executive Officer

Honorary Chairman
Our governance
Board of Directors of Confédération Nationale du Crédit Mutuel
Composition as of May 31, 2023
Chairman

Chairman of Fédération du Crédit Mutuel Centre Est Europe
Vice-Chairman

Chairman of Fédération du Crédit Mutuel de Bretagne
Directors1

Chairman of Fédération du Crédit Mutuel du Centre

Director of Fédération du Crédit Mutuel Nord Europe

Chairman of Fédération du Crédit Mutuel Maine-Anjou, Basse-Normandie

Chairman of Fédération du Crédit Mutuel de Normandie

Director of Fédération du Crédit Mutuel Centre Est Europe

Director representing employees

Chairman of Fédération du Crédit Mutuel Océan

Chairman of Fédération du Crédit Mutuel Loire-Atlantique et Centre-Ouest

Independent director

Independent director

Director representing employees

Chairman of Fédération du Crédit Mutuel d’Anjou

Director of Fédération du Crédit Mutuel Centre Est Europe

Chairman of Fédération du Crédit Mutuel Antilles-Guyane

Chairwoman of Fédération du Crédit Mutuel du Sud-Ouest

Chairman of Fédération du Crédit Mutuel du Sud-Est

Chairman of Fédération du Crédit Mutuel Méditerranéen

Chairman of Fédération du Crédit Mutuel Savoie Mont Blanc
Non-voting directors

Chairman of Fédération du Crédit Mutuel Midi-Atlantique

Chairman of Crédit Mutuel Agricole et Rural

Director of Fédération du Crédit Mutuel Massif Central

Chairman of Fédération du Crédit Mutuel du Dauphiné-Vivarais

Vice-Chairman of Fédération du Crédit Mutuel de Bretagne

Chairman of Fédération du Crédit Mutuel Île-de-France

Vice-Chairwoman of Fédération du Crédit Mutuel de Bretagne
The following people also sit on the Board

Chief Executive Officer

Deputy Chief Executive Officer

Deputy Chief Executive Officer in charge of finance

Board Secretary
Coordination Committee

Chief Executive Officer

Deputy Chief Executive Officer

Deputy Chief Executive Officer in charge of finance

Chief Executive Officer - Caisse fédérale de Crédit Mutuel

Deputy Chief Executive Officer - Caisse fédérale de Crédit Mutuel

Chief Executive Officer - Caisse interfédérale du Crédit Mutuel Arkéa

Chief Executive Officer - Caisse fédérale du Crédit Mutuel Maine-Anjou, Basse-Normandie

Director - Euro-Information

Chief Executive Officer - Caisse fédérale du Crédit Mutuel Océan

Chief Executive Officer - Caisse fédérale du Crédit Mutuel Nord Europe
Coordination Committee
Versions
The Coordination Committee was created through an amendment to the Confederation's bylaws on March 21, 2016.
Role
The Coordination Committee's responsibilities include coordinating the work of groups that focus on specific topics (Basel 3, Audit, Commercial, Communication, etc.) and issuing an advisory opinion on decisions submitted to the Board of Directors.
Composition
Under the bylaws, the Committee consists of ten members:
- the Chief Executive Officer of the Confederation who chairs the committee,
- the Deputy Chief Executive Officer of the Confederation,
- four members appointed by the federations to which Caisse Fédérale de Crédit Mutuel,
- one member appointed by the federations to which Caisse interfédérale Crédit Mutuel Arkéa,
- one member appointed by the federation to which Caisse fédérale du Crédit Mutuel Nord Europe,
- one member appointed jointly by the federation to which Caisse fédérale du Crédit Mutuel de Maine-Anjou et Basse-Normandie,
- one member appointed jointly by the federation to which Caisse fédérale du Crédit Mutuel Océan.
The Chairman of the Confederation also attends Committee meetings.
Operation
The Committee meets once a month or at the request of a member of the Confederation’s executive management. A quorum is not required.