Our governance
A central organization that promotes proximity
Annual General Meeting 2024
“A renewed Confederation, even more effective and committed to stand at your side and keep on developing our mutualist model”
On May 30, nearly 450 directors and employees representing the 19 federations and the central body met in Paris at the annual general meeting of Confédération Nationale du Crédit Mutuel.
Watch the event on our YouTube channel.
Annual General Meeting 2023
“A stronger, united yet multifaceted group to build for the benefit of all”
On May 31, more than 400 directors and employees representing the 19 federations and the central body met at the Maison de la Chimie in Paris for the high point in the Crédit Mutuel group’s mutualist calendar.
Retrouvez l'événement sur notre chaîne Youtube.
Annual General Meeting 2022
A group that is accelerating in service of overall performance
The culmination of the shareholders’ meetings at all the entities in the Crédit Mutuel group, the Confederation’s annual general meeting took place on June 1 at Le Twist, Crédit Mutuel’s Paris headquarters.
Watch the event on our YouTube channel.
Annual General Meeting 2021
The annual general meeting, a forum for exchange
Once a year, the shareholders’ meeting at every local bank is an opportunity for members to get together to review the previous year’s activity, approve the financial statements and confirm the appointment or reappointment of the directors who serve on the local banks’ boards.
Watch the event on our YouTube channel.
Annual General Meeting 2020
In 2020, 100% of general meetings went ahead as planned
In 2020, despite the complicated public health situation, annual general meetings were held for every local bank and every federation, as well as for the Confédération Nationale du Crédit Mutuel.
Video calls, online meetings, Skype and so on all played a role. With 2,064 local savings banks in attendance, more than 21,700 elected directors were able to bring their voices and expectations to the heart of the group.
The cornerstone of our corporate governance, the annual general meeting is an opportunity for members to get together to review the previous year’s activity, approve the financial statements and confirm the appointment or reappointment of the directors who serve on the local banks’ boards.
Annual General Meeting 2019
Revisit the 2019 CNCM annual general meeting
This video presents a summary of the annual general meeting of Confédération Nationale du Crédit Mutuel held on Tuesday May 28, 2019 at Théâtre Mogador.
Board of Directors of Confédération Nationale du Crédit Mutuel (CNCM)
CNCM is the central body of the Crédit Mutuel network. It defends the group's collective interests, protects and promotes the "Crédit Mutuel" brand and ensures the group's prudential coherence.
Chairman
Chief Executive Officer
Honorary Chairman
Our governance
Board of Directors of Confédération Nationale du Crédit Mutuel
Composition as of June 2, 2025
Chairman
Chairman, Fédération du Crédit Mutuel Centre Est Europe
Deputy Chairman
Chairman, Fédération du Crédit Mutuel de Bretagne
Directors
Chairman, Fédération du Crédit Mutuel Maine-Anjou, Basse-Normandie
Chairman, Fédération du Crédit Mutuel du Sud-Est
Chairman, Fédération du Crédit Mutuel Méditerranéen
Deputy Chair, Fédération du Crédit Mutuel Antilles-Guyane
Chairwoman, Fédération du Crédit Mutuel Océan
Chairman, Fédération du Crédit Mutuel de Normandie
Director, Fédération du Crédit Mutuel Nord Europe
Independent director
Director representing employees
Director, Fédération du Crédit Mutuel d’Anjou
Chairman, Fédération du Crédit Mutuel Savoie Mont Blanc
Deputy Chair, Fédération du Crédit Mutuel Île-de-France
Independent director
Director representing employees
Chairwoman, Fédération du Crédit Mutuel du Sud-Ouest
Chairman, Fédération du Crédit Mutuel Midi-Atlantique
Director, Fédération du Crédit Mutuel Centre Est Europe
Director, Fédération du Crédit Mutuel Centre Est Europe
Non-voting directors1
Chairman, Fédération du Crédit Mutuel Loire-Atlantique Centre‑Ouest
Director, Fédération du Crédit Mutuel Maine-Anjou Basse-Normandie
Chairman of Fédération du Crédit Mutuel Île-de-France
Chairman, Crédit Mutuel Agricole et Rural
Deputy Chair, Fédération du Crédit Mutuel de Bretagne
Chairman, Fédération du Crédit Mutuel du Centre
Chairman, Fédération du Crédit Mutuel Massif Central
Chairman, Fédération du Crédit Mutuel du Dauphiné-Vivarais
Director, Fédération du Crédit Mutuel Océan
The following persons also attend meetings of the Board
Chief Executive Officer, Confédération Nationale du Crédit Mutuel
Deputy CEO, Confédération Nationale du Crédit Mutuel
Deputy CEO and CFO, Confédération Nationale du Crédit Mutuel
Secretary to the Board, Confédération Nationale du Crédit Mutuel
Coordination Committee
Chief Executive Officer, Confédération Nationale du Crédit Mutuel
Deputy CEO, Confédération Nationale du Crédit Mutuel
Deputy CEO and CFO, Confédération Nationale du Crédit Mutuel
Chief Executive Officer, Caisse fédérale de Crédit Mutuel
Deputy CEO, Caisse fédérale de Crédit Mutuel
Chief Executive Officer, Caisse interfédérale du Crédit Mutuel Arkéa
Chief Executive Officer, Caisse fédérale du Crédit Mutuel Maine-Anjou, Basse-Normandie
Deputy CEO, Caisse fédérale du Crédit Mutuel
Chief Executive Officer, Caisse fédérale du Crédit Mutuel Océan
Chief Executive Officer, Caisse régionale du Crédit Mutuel Nord Europe
Coordination Committee
History
The Coordination Committee was established by the Confederation's new bylaws of March 21, 2016.
Role
The Coordination Committee is responsible for clarifying matters for decision that are the responsibility of senior management, including drafting Board resolutions that are not within the remit of a specific governance body. It is also responsible for discussing collective initiatives which individual members may choose whether or not to join.
Composition
The Coordination Committee is a joint forum comprising members of the Confederation management team and CEOs or Deputy CEOs of federal banks and federations.
It currently has ten members:
- the Chief Executive Officer of the Confederation, who chairs the committee,
- the Deputy CEOs of the Confederation,
- four members appointed by the federations to which Caisse fédérale de Crédit Mutuel belongs,
- one member appointed by the federations to which Caisse interfédérale du Crédit Mutuel Arkéa belongs,
- one member appointed by the federation to which Caisse fédérale du Crédit Mutuel de Maine-Anjou et Basse-Normandie belongs,
- one member appointed by the federation to which Caisse fédérale du Crédit Mutuel Océan belongs.
Rules of procedure
Meetings of the meeting are held in principle every month, or if called by a member of the Confédération management team. A quorum is not required. The committee may decide to invite one or more other persons to attend or participate in the meetings.